PRIVACY POLICY
Last Updated: 07/19/2024 | Questions? Hello@Dieselinsure.com
NOTICE OF INFORMATION PRACTICES & PRIVACY POLICY
Virginia, California, Connecticut, Illinois, Minnesota, New Jersey, Colorado, Georgia, Kansas, Nevada, Oregon, Washington - A credit report or other investigative report such as MVR, underwriting reports, etc about you, policy holder, drivers, employees may be requested in connection with this application for insurance. Any information which we have or may obtain about you or other individuals listed as policyholders on your policy will be treated confidentially. However, this information, as well as other personal or privileged information subsequently collected, may, under certain circumstances, be disclosed without prior authorization to third parties such as to our affiliated companies for claims handling, servicing, underwriting and insurance marketing. Personal information also may be disclosed to affiliated and non-affiliated companies for non-insurance marketing purposes, unless you write to us at the address provided with your policy and direct us not to make such disclosure. You have the right to see personal information collected about you, and you have the right to correct any information which may be wrong. If you are interested in obtaining a description of our information practices, and your rights regarding information we collect, ask your agent, or, ir you have been issued a policy, please write us at the address provided with your policy.
Arizona - As described in ARIZONA revised statute 20-2104(c), a credit report or other investigative report about you may be requested in connection with this application for insurance. Any information which we have or may obtain about you or other individuals listed as policyholders on our policy will be treated confidentially. However, this information, as well as other personal or privileged information subsequently collected, may under certain circumstances, be disclosed without prior authorization to third parties such as to our affiliated companies for claims handling, servicing, underwriting and insurance marketing. Personal information also may be disclosed to affiliated and non-affiliated companies for non-insurance marketing purposes, unless you write to us at the address provided with your policy and direct us not to make such disclosure. You have the right to see personal information collected about you, and you have the right to correct any information which may be wrong. Also, persuant to ARIZONA revised statute 20-2104(B), if you are interested in obtaining a complete description of our information practices, and your rights regarding information we collect, please write us at the address provided with your policy.
Protecting Customer Information
Diesel makes it a priority to protect your personal and privileged information. We do not sell your information. We limit access to your personal and privileged information to those persons who need to know it to perform their jobs and to provide service to you. We maintain physical and electronic safeguards to protect such information from unauthorized use or disclosure.
You may have additional concerns about the privacy and security of information collected through our web site. We are committed to protecting the online privacy of visitors to our web site. We maintain physical, electronic, and procedural safeguards to secure your personal information, “perfect security” does not exist on the internet, and there is always some risk in transmitting information electronically. We use security measures consistent with industry standards, such as firewalls and encryption technology, to protect your information.
Our web site may contain links to other web sites. We have no control over the privacy practices or the content of any of our business partners, advertisers, sponsors, or other web sites we provide links to from our web site. You should check the applicable privacy policy of other web sites.
Former Customers - We endeavor to protect information of our former customers in the same way as for our current customers.
Information We Collect - We collect and use information that we believe is necessary to serve you effectively, such as information we receive from your insurance application and communications from you; information about your transactions with us; information that you provide to us on our web site; information from your insurance agent or broker; information that we receive from consumer reporting agencies, DOT, DMV; information from website usage (or traffic); information from customer lists provided by other organizations and marketing data providers; information from governmental agencies and insurance-support organizations; and information relating to insurance claims, which may include medical information. This information enables us to underwrite policies, process claims, ensure proper billing, and service accounts. We also may collect customer information from insurance agents who may use our Internet based portal to submit, apply, endorse, update, make payments, and inquire about the status of customer accounts.
Information We Share
We share information that we collect only as required or permitted by law to industry regulators, law enforcement agencies or other governmental authorities, anti-fraud organizations, third parties who assist us in processing the transactions authorized by you and in providing services to us and to you; companies within our group; your insurance agent or broker; third parties with whom we have joint marketing agreements in order to market our products; conduct research and analyze data to improve our products and services; attorneys or other authorized persons in connection with matters in litigation, as required by subpoenas and court rules and orders; our attorneys, accountants, and auditors; and such other parties as are specifically permitted or required by law.
We may use your personal information to respond to your inquiries, questions or comments if you access our web site or if you send us an email with questions or comments.
Access and Correction of Personal Information - If you are a resident of Arizona, Connecticut, Georgia, Illinois, Maine, Minnesota, Montana, Nevada, New Jersey, North Carolina, Oregon or Virginia, you have the right to access and correct the personal information that we have collected about you. Upon the request of residents of other states, we will take reasonable steps to verify the accuracy of the personal information in our records.
Cookies - We use “cookies” to enhance your access to our web site. A cookie is a small amount of data that is sent to your browser from a web server and stored on the hard drive of your computer or mobile communications device. Cookies do not store personal information about you, unless you knowingly provide it. Cookies can store non-personal information, such as what web site pages or advertisements your browser has accessed. We use cookies to store information and personalize your experience with our web site. You have some control over cookies. Many browsers can be set to notify you when a cookie is being placed on your computer. Many browsers can also be set to refuse to accept cookies, although this may affect your internet experience. You can also erase cookies that are already on your computer.
Screen Capture- We may use a third-party service to capture activity for the purpose of providing users with a better experience. The information collected may include your IP address, browser type, device type, and other information about your use of our website. This information is stored and processed in accordance with the privacy policy of the third-party service provider.
Changes to this Privacy Policy - The contents of this internet privacy policy are subject to change or updating by MAPFRE Insurance at any time without prior notice. The changes may include superseding statements or notices. YOU SHOULD REVIEW THIS POLICY FROM TIME TO TIME TO BE AWARE OF ANY CHANGES THAT ARE MADE. Your continuing use of this web site constitutes your acceptance of any changes or updates to the Privacy Policy, all of which shall become controlling when posted.
CALIFORNIA PRIVACY NOTICE - For California Residents or Insureds
Under the California Consumer Privacy Act, as amended from time to time, and the applicable regulations (the “CCPA”), Diesel is required to notify California customers about collection, use, disclosure, and retention of their personal information. This section applies to processing of personal information of California residents to the extent the information is subject to the CCPA. There are several exemptions from the CCPA, and in accordance with the CCPA this section does not apply to personal information collected pursuant to: (i) the Gramm-Leach-Bliley Act and its implementing regulations (such as information collected in connection with the sale, issuance and maintenance of an insurance policy or claim); (ii) the California Financial Information Privacy Act; or (iii) the Health Insurance Portability and Accountability Act (“HIPAA”).
How We Collect And Use Personal Information - As stated in the section on Our Commitment To Privacy, we collects personal information. We collected customers’ personal information so we can provide products and services and satisfy our legal obligations. Further, we may disclose customers’ personal information to others who provide services to us, and to government agencies and regulators so that we can provide our products and services to customers. We may also disclose a consumer’s personal information to our affiliates or in the event of a business transfer. Additional detail is set forth below.
Identifiers: such as, real name, alias, postal address, unique personal identifier, Social Security number, driver’s license number, passport number, or other similar identifiers, online identifier, telematic driving data, driving location, speed, driving distance, distracted driving, Internet Protocol address, email address, account name, username, password, and password hint information, my personal information that identifies, relates to, describes, or is capable of being associated with, a particular individual, including, but not limited to, his or her name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. “Personal Information” does not include publicly available information that is lawfully made available to the general public from federal, state, or local government records: such as name, signature, Social Security number, address, telephone number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, financial information, medical information, or health insurance information:
We use this personal information for performance of our services and for our business operations as required or permitted by law. We disclose personal information as permitted or required by law in connection with performance of our services and for our business operations, including:
Financial or other service providers, such as independent agents, brokerage firms, or insurance companies
Insurance regulators or other government agencies to verify information or protect the rights of our insureds, our company, and others
Administrative service providers
Data aggregators who may provide services such as fraud detection
Cookies and Website data - Our website may provide links to content or services controlled or owned by other parties. When website visitors interact with such other party content or services, they may be disclosing their personal information to such parties. We do not sell/share for money any personal information about our customers with unaffiliated entities. Under the CCPA, the manner in which we may use cookies or other tracking technologies may constitute a “sale” or a “share.” You have the right to opt-out of sale or share personal information.
How Long We Retain Personal Information - Generally, we keep your personal information for as long as is reasonably required for the purposes described in this Privacy Notice. We may retain your personal information if necessary to meet legal, regulatory, tax, or accounting needs.
Your Privacy Rights As A California Resident - Right To Know - You have the right to request that we disclose to you the personal information we collect, use, disclose, sell, or share about you. Submit a request in writing to Hello@dieselinsure.com and subject email as disclosure request. We will respond to your request as soon as we can. We will also confirm receipt of your request within 10 business days of receipt:
The categories of personal information we have collected from customers
The categories of sources from which the personal information was collected
Our business or commercial purposes for collecting, selling, or sharing personal information
The categories of third parties (recipients) to which we disclose personal information
The specific pieces of personal information we have collected about you
A list of all third parties to which we have disclosed personal information, as defined under California Civil Code Section 1798.83(e) (a/k/a the “Shine the Light Law”), during the preceding year for third-party direct marketing purposes, if applicable
Right to Request Deletion - You have the right to request that we delete your personal information. You may make such a request by sending the by sending email to Hello@Dieselinsure.com and providing a written request. We will respond to your request as soon as we can, and no later than legally required. We will also confirm receipt of your request within 10 business days of receipt. You should be aware, however, that California law, Dept of Insurance and other legal or regulatory constraints may apply, allowing us to retain your information under, such as when retaining your personal information is necessary for us to complete a transaction with you or provide you with a service you have requested. In such circumstances, we will notify you of any denial of your deletion request.
Right To Correct Inaccurate Information - If you believe that any of the personal information we maintain about you is inaccurate, You may make such a request by sending an email to Hello@dieselinsure.com with a request. pon receipt of a verifiable request to correct inaccurate personal information, we will use commercially reasonable efforts to correct the information as you direct. We will respond to your request as soon as we can, and no later than legally required. We will also confirm receipt of your request within 10 business days of receipt.
Right To Opt-Out - You have the right to opt-out of the sale of your personal information by emailing us at Hello@Dieselinsure.com
Verification And Using An Authorized Agent - Only you, or someone legally authorized to act on your behalf, may make a verifiable request to know, delete, or correct as it relates to your personal information. To verify the identity of the requestor and authority to make the request, you will be required to provide your name, email address, and other unique information that we may determine is required in order to connect you to the information that we retain. In accordance with the CCPA and in order to safeguard personal information, we cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. You may use an authorized agent to submit a request. To use an authorized agent, you will need to (i) provide written instruction to your agent and verify your identity to us; or (ii) provide a power of attorney pursuant to California Probate Code Sections 4000 to 4465.
California’s “Shine the Light” Law - If you are a California resident, you are entitled, once a year, free of charge, to request information regarding our disclosure, if any, of certain categories of personal information to third parties for their direct marketing purposes in the preceding calendar year.